Commercial InsuranceCommercial insurance covers a broad range of exposure; which can include: Auto, (which provides protection when you are using your vehicle for the purpose of business), Liability, (which covers injuries caused to a third party), and umbrella (which provides additional liability for your Commercial Package Policy) A commercial exposure is a service provided that you are getting paid to do. You may be using your property to service a business, in which you would then need commercial property coverage. We represent a large pool of companies and can accommodate almost any exposure you may have.